With effect from 1 November 2009 there are some important changes to the terms and conditions of our accounts.
These changes were made to give our customers more information about the different types of payment services we offer as required by the Payment Services Regulations 2009.
The attached Guide details the changes to the terms and conditions of our accounts and was issued to all impacted customers during October 2009.
Further information about these changes and how they impact customers accounts can be obtained from our Customer Service Teams or Relationship Managers.