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Savings & Deposit Rates NI
Savings & Deposit Rates
Rates are effective from 12th March 2009. All rates are correct as at 1st March 2011
Classic Saver
| New Gross/AER % |
Net % | Previous Gross/AER % |
Net % | |
|---|---|---|---|---|
| 100,000+ | 0.15 | 0.12 | 1.15 | 0.92 |
| 50,000 – 99,999 | 0.10 | 0.08 | 0.95 | 0.76 |
| 25,000 – 49,999 | 0.10 | 0.08 | 0.45 | 0.36 |
| 10,000 – 24,999 | 0.10 | 0.08 | 0.25 | 0.20 |
| 5,000 – 9,999 | 0.10 | 0.08 | 0.15 | 0.12 |
| 0 – 4,999 | 0.10 | 0.08 | 0.10 | 0.08 |
90 Day
| New Gross / AER % |
Net% | Previous Gross/AER % |
Net % | |
|---|---|---|---|---|
| 100,000+ | 0.55 | 0.44 | 0.80 | 0.64 |
| 50,000 – 99,999 | 0.25 | 0.20 | 0.25 | 0.20 |
| 25,000 – 49,999 | 0.15 | 0.12 | 0.15 | 0.12 |
| 500 – 24,999 | 0.10 | 0.08 | 0.10 | 0.08 |
90 Day Monthly Interest Account
| New Gross % |
Net% | AER % | Previous Gross % |
Net % | AER % | |
|---|---|---|---|---|---|---|
| 100,000+ | 0.55 | 0.44 | 0.55 | 0.80 | 0.64 | 0.80 |
| 50,000 – 99,999 | 0.25 | 0.20 | 0.25 | 0.25 | 0.20 | 0.25 |
| 25,000 – 49,999 | 0.15 | 0.12 | 0.15 | 0.15 | 0.12 | 0.15 |
| 1,000 – 24,999 | 0.10 | 0.08 | 0.10 | 0.10 | 0.08 | 0.10 |
Regular Saver
| New Gross/AER % |
Net% | Previous Gross/AER % |
Net % | |
|---|---|---|---|---|
| Minimum of 30 p.m. | 0.25 | 0.20 | 0.50 | 0.40 |
High Interest Regular Saver
| New Gross % | Net % | AER % | Previous Gross % |
Net % | AER % | |
| From 20-250 p.m. Rate fixed for 12 months from account opening |
1.00 | 0.80 | 1.00 | 1.98 | 1.58 | 2.00 |
Web Save
|
|
Minimum Balance |
New |
Net % |
Previous |
Net % |
|---|---|---|---|---|---|
|
Including 12 month introductory bonus from account opening |
£1 |
3.05 |
2.44 |
2.85 |
2.28 |
|
Underlying Rate |
£1 |
1.80 |
1.44 |
1.60 |
1.28 |
Current rates effective 01/07/2011.
Interest is variable, calculated daily and paid between 20 and 25 March each year.
FlexSave
| New Gross /AER % |
Net % | Previous Gross /AER % |
Net % | |
| 1000+ | 1.75 | 1.40 | 2.00 | 1.60 |
| Rate includes 1.5% introductory bonus for the first 12 months from account opening | ||||
KidSave
| New Gross/AER % |
Net% | Previous Gross/AER % |
Net % | |
|---|---|---|---|---|
| 1000+ | 0.25 | 0.20 | 0.75 | 0.60 |
| 0 - 999 | 0.10 | 0.08 | 0.10 | 0.08 |
Premium Business Reserve
| New Gross % |
Net % | AER % | Previous Gross % |
Net % | AER % | |
|---|---|---|---|---|---|---|
| 100,000+ | 0.25 | 0.20 | 0.25 | 0.75 | 0.60 | 0.75 |
| 50,000 – 99,999 | 0.10 | 0.08 | 0.10 | 0.25 | 0.20 | 0.25 |
| 500 – 49,999 | 0.10 | 0.08 | 0.10 | 0.10 | 0.08 | 0.10 |
Demand Deposit
| New Gross/AER % |
Net% | Previous Gross/AER % |
Net % | |
|---|---|---|---|---|
| 0+ | 0.10 | 0.08 | 0.29 | 0.23 |
Accounts no longer available to new customers:
Mini Cash & Tessa Only ISA
| New Gross/AER % |
Previous Gross/AER % |
|
|---|---|---|
| 10+ | 0.25 | 0.75 |
(w.e.f. 6th March 2009; provided by Bristol & West Plc)
Interest rates may vary from time to time.
This notice lists current gross annual interest rates that are effective from 12th March 2009. All rates are correct as at 1st March 2011. Interest will be paid Net of Lower Rate Tax (currently 20%) or, where Bank of Ireland UK receives the relevant registration documentation, gross. Interest earned on ISA and Tessa accounts is tax-free.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year. The Gross Interest Rate represents interest payable before the deduction of income tax at the prevailing rate.
Full account conditions and details of when interest is paid are available from any branch or by contacting our Customer Services Dept.
Freepost BEL 1732,
Belfast,
BT1 5LR
(Call: 0845 6016 157).
Bank of Ireland UK is covered by the Financial Ombudsman Scheme.
© Bank of Ireland 2012
