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Managing your money PDF Document - 395KB

Return to Bank of Ireland Group HomeRates And Fees

Savings & Deposit Rates NI

Savings & Deposit Rates - NI
with effect from 12 March 09

Classic Saver

 New
Gross/AER %		Net %Previous
Gross/AER %		Net %
rates correct on 12 December 2008
100,000+0.150.121.150.92
50,000 – 99,9990.100.080.950.76
25,000 – 49,9990.100.080.450.36
10,000 – 24,9990.100.080.250.20
5,000 – 9,9990.100.080.150.12
0 – 4,9990.100.080.100.08

90 Day

 New
Gross / AER %		Net%Previous
Gross/AER %		Net %
100,000+0.550.440.800.64
50,000 – 99,9990.250.200.250.20
25,000 – 49,9990.150.120.150.12
500 – 24,9990.100.080.100.08

90 Day Monthly Interest Account

 New
Gross %		Net%AER %Previous
Gross %		Net %AER %
100,000+0.550.440.550.800.640.80
50,000 – 99,9990.250.200.250.250.200.25
25,000 – 49,9990.150.120.150.150.120.15
1,000 – 24,9990.100.080.100.100.080.10

Regular Saver

 New
Gross/AER %		Net%Previous
Gross/AER %		Net %
From £30 p.m.0.250.200.500.40

 

High Interest Regular Saver

 New Gross %Net %AER %Previous
Gross %		Net %AER %
From £20-£250 p.m.
Rate fixed for 12 months
from account opening		1.000.801.001.981.582.00
 For accounts opened from 12 MarFor accounts opened from 12 Feb

 

FlexSave

 New Gross
/AER %		Net %Previous Gross
/AER %		Net %
1000+1.751.402.001.60
 Rate includes 1.5% introductory bonus for the first 12 months from account opening

 

KidSave

 New
Gross/AER %		Net%Previous
Gross/AER %		Net %
1000+0.250.200.750.60
0 - 9990.100.080.100.08

Premium Business Reserve

 New
Gross %		Net %AER %Previous
Gross %		Net %AER %
Rates correct on 15th January 2009
100,000+0.250.200.250.750.600.75
50,000 – 99,9990.100.080.100.250.200.25
500 – 49,9990.100.080.100.100.080.10

Demand Deposit

 New
Gross/AER %		Net%Previous
Gross/AER %		Net %
rates correct on 12 November 2008
0+0.100.080.290.23

 

Accounts no longer available to new customers:

Mini Cash & Tessa Only ISA

 New
Gross/AER %		Previous
Gross/AER %
10+0.250.75

(w.e.f. 6th March 2009; provided by Bristol & West Plc)

Golden Years

 

 New
Gross %		Net %AER %Previous
Gross %		Net %AER %
rates correct on 12 December 2008
100,000+0.150.120.150.100.080.10
25,000-99,9990.100.080.100.450.360.45
10,000 – 24,9990.100.080.100.250.200.25
5,000 – 9,9990.100.080.100.200.160.20
0 – 4,9990.100.080.100.100.080.10

Premium Gold

 
New
Gross %		Net %AER %Previous
Gross %		Net %AER %
rates correct on 12 December 2008
100,000+0.150.120.150.100.080.10
25,000-99,9990.100.080.100.450.360.45
10,000 – 24,9990.100.080.100.250.200.25
5,000 – 9,9990.100.080.100.200.160.20
0 – 4,9990.100.080.100.100.080.10

 

Interest rates may vary from time to time.
This notice lists current gross annual interest rates with effect from 12th March 2009. Interest will be paid Net of Lower Rate Tax (currently 20%) or, where Bank of Ireland receives the relevant registration documentation, gross. Interest earned on ISA and Tessa accounts is tax-free.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year. The Gross Interest Rate represents interest payable before the deduction of income tax at the prevailing rate.

Full account conditions and details of when interest is paid are available from any Bank of Ireland branch or by contacting our Customer Services Dept.
Freepost BEL 1732,
Belfast,
BT1 5LR
(Call: 0845 6016 157).

Bank of Ireland is covered by the Financial Ombudsman Scheme.



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