Whether you are just starting out or established, Essentials for Business is a new service that could make a real difference to the success of your business.

Increasingly, more people are exploring the idea of self-employment and Bank of Ireland has developed a range of services to meet the needs of start up businesses and to help those businesses grow.

These include current account and savings products designed to meet your specific banking needs. Our choice of overdraft and Invoice finance lines can provide the solution to funding the working capital requirements of your business.

For capital purchases, we offer a number of term financing options encompassing asset finance and loans, including loans under the Small Firms Loan Guarantee Scheme.

If your business operates in a global market place, our International Trade Services team can provide in-depth advice to ensure that your business is protected when dealing in foreign countries and currencies.

Our internet based electronic banking service, Business On Line, gives you 24-hour a day, 365 days a year access to your accounts and allows you to manage your cash resources in the most efficient way possible.

We, at Bank of Ireland, recognise the challenges faced by new business start ups and the difficulties created by costs initially and so to give full support we will provide FREE current account facilities for the first 12 months of operation.

Our dedicated Business Banking Managers will be pleased to meet you and discuss your plans at an early stage. We have the time and expertise to help you find possible solutions to your financing.

To help you plan your business, we have created a draft Business Plan which covers all areas of start-ups. Please complete this and E-Mail it to us. We will be happy to meet with you and learn about your business.

For further details of our Business Banking products with associated terms and conditions, please refer to our Guide to Business Banking.