Personal Banking - Current Account - Clear Current Account - Maestro Card

We offer customers two types of card, the Cash Card and the Maestro Card

Bank of Ireland UK Cash card

Giving you immediate and easy access to your money and your account balance 24 hours a day from all cash machines displaying the LINK symbol throughout the United Kingdom, plus all of our cash machines all over Ireland. At our cash machines you can request a new chequebook.

We do not charge for withdrawals at cash machines in the UK, however some providers may. In such circumstances the machine will give you notice that you may be charged.

There is no charge for using your Cash card when buying goods or services in the UK when your account is in credit or within the agreed overdraft limit.

Maestro card

The Bank of Ireland UK Maestro Card is a single global debit card that can be used at home or abroad, with access to millions of retail outlets and ATMs worldwide. Wherever you see the Maestro logo, you can:

Pay for goods and services in shops, by phone and over the internet
Pay for goods and services worldwide, in shops, at cash machines and over the counter in Bureaux de Change
Request up to £100 cashback when shopping in some supermarkets and other participating retailers

In addition you can withdraw cash at any cash machine displaying the LINK and/or Maestro logo, and from any Bank of Ireland branch or ATM across Ireland. We do not charge for withdrawals at cash machines in the UK, however some providers may. In such circumstances the machine will give you notice that you may be charged.

Fees and charges apply for using your card outside the UK. Please refer to our Personal Current Account Charges Explained brochure for details.

There is no charge for using your Maestro card when buying goods or services in the UK when your account is in credit or within the agreed overdraft limit.

Download a Maestro Card application

Maestro Information

What is Maestro?

Maestro is MasterCard Worldwide's lead debit brand and offers over 540 million cardholders highly secure and convenient access to their current accounts in over 100 countries across the world.

Why use Maestro?

Here are just some of the benefits it brings you.

Over 960,000 places in the UK accept Maestro - on the high street, over the phone and online.
Since it is accepted in a wide number of places, Maestro saves you the hassle and worry of carrying lots of cash.
Using Maestro is quicker and simpler than writing cheques.
There's no bill to pay at the end of the month - the money is debited from your bank account a day or so after the transaction.
Having Maestro means you can use your card abroad, as well as at home, to pay for all sorts of things and get cash from ATMs.
Being able to use Maestro abroad means you don't have to worry about taking large amounts of currency with you when you go abroad (there are charges for using your card overseas).
A daily limit of £500 normally applies, although ATM providers may apply additional limits to transactions and lower limits may apply in some countries from time to time. Some countries have limited or no ATM facilities, therefore if you are travelling abroad, you are advised to check with us to ensure your card is valid for ATM withdrawals in any country you plan to visit and that no other restrictions apply.
MasterCard operates a general ATM Locator service which details the location of the ATMs worldwide that usually accept Maestro cards, although it does not contain any information relating to the daily limits applicable to Bank of Ireland UK Maestro cardholders. Click here for more information; please be aware that Bank of Ireland UK takes no responsibility for the content of external websites.

The Bank of Ireland 3D Secure Service

Bank of Ireland 3D Secure is a free fraud prevention service, which will protect your Maestro Debit Card details when purchasing goods and services online from any retailer participating in the service. The service is provided by MasterCard, owners of the Maestro brand.

During the purchase of goods/services from participating retailers, you will be prompted to register for 3D Secure. You will be asked to input some personal details to confirm your identity. Once this information is verified, you will be asked to create a password, known as your 3D Secure Password. You must keep your personal information safe at all times.

After registering, when you use your card online with participating retailers, you will be asked to enter your 3D Secure Password to confirm your identity.

If you forget your 3D Secure Password you can create a new one by clicking on the ‘Forgot your Password’ link during the shopping process. For security reasons you will be prompted to input some personal details to verify your identity.

If you enter your 3D Secure Password incorrectly three times or if we are otherwise unable to verify your identity, the transaction could be declined.

Once you have registered for 3D Secure, you will not be permitted to cancel that registration.

The service is an extra security feature of your card and is not intended to replace any security obligations in the Terms and Conditions of your Maestro Debit Card.

Should your card be cancelled, you will need to register any future card separately for this service. If your card expires and is renewed, you will not need to register the replacement card for this service.

For more information please click through to see the following

UK Cheque Guarantee Scheme

The UK Cheque Guarantee Scheme closed on 30 June 2011. Information for Bank of Ireland UK customers is available here.

Further information on the closure of the scheme in general is available by visiting the Payments Council website

We regularly check all links to external web sites from this site. However we cannot guarantee these sites, and we are not responsible for their content.

Please read our Personal Banking Guide - 116KB PDF Document.

Bank of Ireland

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