When you need a financial cushion, an overdraft could be an ideal way to handle those short-term changes in your cash flow. Having an overdraft limit and staying within it will help you avoid paying unnecessary overdraft charges.
If you need an overdraft, contact your branch first to agree it. All lending is subject to status, interest is charged monthly.
To find out more information why not try our Current Account Calculator.
Please read our Personal Banking Guide - 116KB PDF Document.