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Mortgages to suit you

Whether you’re looking to buy for the first time, move home, remortgage or invest in property, we have a range of straightforward and affordable mortgages for you to choose from.

We have a range of fixed and tracker mortgages to suit all customers:

• Fixed: Ideal if you want budgeting certainty, these mortgages provide security from possible interest rate rises by fixing your monthly repayments for a set period.  Remember if rates fall during the set period, the amount you pay won’t.
• Tracker: These mortgages are linked to the Bank of England base rate for a set period, so if the base rate goes up or down so do your payments.                      

We also have a range of specialist mortgages tailored to suit specific requirements:

• 1st Start: Specialist first time buyer mortgages
• Fee Saver: Reduce the upfront costs needed to buy or remortgage
• Easy Switch: Save on fees when you remortgage to us
• Self Build: Used in conjunction with a Bank of Ireland UK bridging loan, these mortgages are for customers building their own home
• Buy to Let: Mortgages designed for property investors
• Personal Current Account Customers: Exclusive mortgage products for our Personal Current Account, Graduate Current Account and 3rd level Student Account customers.  Some of the features of this range include:
  • the option to borrow up to 90% of the property value
  • available for purchase and remortgage
  • options to help with upfront fees, such as; no arrangement fee, Standard Valuation Fee paid when we instruct the valuation, cash back, and for remortgage customers, standard legal fees paid when using a Bank of Ireland UK nominated solicitor

 
Click here to view our full mortgage range and related lending criteria for new customers. 

To find out more about our options for existing customers, please click here. 

Things to consider
Our mortgages are available on a repayment or interest only basis, or a combination of both. We allow a maximum of 75% of the purchase price or valuation (whichever is lower) on an interest only basis or combination of repayment and interest only. If your loan exceeds 75% loan to value then the entire amount must be on a repayment basis. Restrictions and criteria apply, please ask us for details.

Apply Now
You can apply with us in two ways:

In branch advised service
For face to face help and advice, book an appointment in branch with one of our qualified Mortgage Sales Advisers. They can guide you through the application process and recommend a mortgage specific to your needs. To find your local adviser click here.

Non-advised service
If you’ve done your research and are happy to make a decision without advice, call our trained Mortgage Specialists on 0800 1690 082* for information on our rates and criteria.

*Calls may be recorded for training and monitoring purposes. Lines are open 8.30am - 6pm Monday to Friday. 
Full written details and quotations are available on request. All mortgages are subject to status and valuation and are only available to persons over the age of 18 years.
All information correct as at March 2nd 2012.