Personal Loan Summary Box

Key Information for our personal loans from £5,000 to £25,000
APR

Typical 8.8% APR

If successful, the interest rate you will pay is based on the amount you choose to borrow, and the time period over which the loan is repaid.
Interest rate ranges
Loan size range From % To % Representative APR
£5,000 - £25,000 9.1 9.4 8.8
Interest charging information
  • Once agreed, the APR is fixed and guaranteed for the life of the loan. 
  • The interest, at the agreed rate, will be calculated on the amount of the loan at the beginning of the term and added to the loan amount.
Repayment information
  • Payments will be made monthly by Direct Debit
  • First payment is due 30 days after the loan has been issued
  • Two month’s optional payment holidays per year - payment free month(s) must be selected prior to completion of your loan.  This will reduce your number of repayments but your monthly amount will increase.
Repayment Period
  • Loans can be paid over any period between 6 and 60 months
Amount of Loan available
  • Loans available from £5,000* - £25,000
Arrangement fee
  • Arrangement fee £65
Other Fees Not applicable
Default Fees Not applicable
Early Settlement You can settle the loan at any time by giving notice in writing and paying off the total amount of the repayments you still owe under the loan agreement. This may be reduced by a rebate.
Illustrative Example
Loan
Amount		 Representative
rate		 Term Monthly
repayment		 Total
payable
£5,000 9.1% 36 months £156.47 £5,697,92
£10,000 8.8% 60 months £203.58 £12,279.80
£15,000 9.5% 60 months £311.00 £18,725.00
£20,000 9.5% 60 months £414.67 £24,945.80
£25,000 9.4% 60 months £518.33 £31,164.20

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