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Return to Savings HomeGuaranteed Equity Bond

Potential to grow

If you are looking for a secure capital investment with potential to earn more interest than an everyday savings account, our Guaranteed Equity Bond Issue 38 (GEB) could be just the answer.

Our new GEB is a fixed-term deposit bond over five years that works out interest depending on the performance of the FTSE 100, while your deposit stays secure.

Your money back with interest

The way it works is simple. You invest in the GEB for a period of five years and we calculate the return on the bond according to the performance of the FTSE 100 Index.

At the end of the period, you get back your original investment plus interest. Your money is not directly invested in the stock-market but it is linked to the performance of the FTSE 100 Index, with the reassurance of a capital guarantee and a minimum interest return.

Whatever the performance of the Index, we guarantee to give you a minimum return of 10% gross¹/1.92% AER² at the end of the fixed term. You should be aware that the effects of inflation could reduce this value.

For full details on this product or to apply please contact your nearest Bank of Ireland branch.

Download the full product brochure here

 

^{1The Gross interest rate represents the fixed rate payable before deduction of income tax at the prevailing basic rate. 2AER stands for Annual Equivalent Rate and illustrates what the interest would be if the interest was paid and compounded each year. As every advertisement for a savings product, which quotes an interest rate, will contain an AER, you will be able to compare more easily what return you can expect over time.}

^{The Guaranteed Equity Bond issue 38 is not in any way sponsored, endorsed, sold or promoted by FTSE International Limited ("FTSE") or by the London Stock Exchange Plc (the "Exchange") or by The Financial Times Limited ("FT") (together the “Licensor Parties”) and none of the Licensor Parties make any warranty or representation whatsoever, expressly or impliedly, either as to the results to be obtained from the use of the FTSE 100 Index (the “Index") and/or the figure at which the said Index stands at any particular time on any particular day or otherwise. The Index is compiled and calculated by FTSE. None of the Licensor Parties shall be liable (whether in negligence or otherwise) to any person for any error in the Index and none of the Licensor Parties shall be under any obligation to advise any person of any error therein.}

^{“FTSE®”, "FT-SE®”, “Footsie®” , “FTSE4Good®” and “techMARK®” are trade marks of the Exchange and the FT and are used by FTSE under licence. “All-World®”, “All-Share®” and “All-Small®” are trade marks of FTSE.}

^{Bank of Ireland deposit accounts and, in particular, our guaranteed equity products (that is, where the return is linked to the performance of stock-market indexes) are deposit products as defined under the Financial Services and Markets Act 2000.}

^{Deposits in Bank of Ireland benefit from the protection of the Irish Depositors Protection Scheme. Further details on the Scheme may be obtained from either the Bank of Ireland or at www.financialregulator.ie}